Disputes against the three major credit bureaus on your behalf for inaccurate items. Credit repair services will create a plan that fits the universities, laboratories and technology campuses of the Triangle with help from credit specialists. Credit repair services cover Wake, Durham and Orange counties and clients across the country.
Get StartedBig degrees and big careers can come with a messy credit report. You might feel like:
Credit repair specialists know when items on the credit report do not belong. They investigate each item and press the bureaus and the original creditors to verify the information.
Credit repair services want to understand your unique situation to help set appropriate expectations.
A report audit helps credit repair services determine which entries should be challenged.
The credit repair services team develops a customized plan of action based on the client’s credit file.
Credit repair services challenge questionable items and negotiate for better outcomes.
Credit repair services keep the client’s success manager up to date on the client’s long-term goals and support the client’s new credit-building goals.
Student loans and residency pay or stipends make credit stories complicated. Credit repair services create a plan based on your credit story instead of using a template.
Progress updates can come by phone or email instead of by ticket.
Credit repair services plans include credit building and assisting clients in credit funding of $50K and business funding of $100K.
Credit repair services offer couple packages where you can work on improving your credit side by side.
Besides the client dispute specialist, a founder-led strategy group and client success representatives also work on your file.
Credit repair services want our clients to have a stress-free and educational experience and feel in control of their money.
Heads Up Enterprises was founded by an educator. We truly want to help our clients and give them an honest, simple and clear credit experience.
Dispute leads, client success representatives and dedicated dispute specialists help clients across the country.
Services must comply with the Credit Repair Organizations Act (CROA), meaning we must provide a written contract, a 3-day right to cancel, and can not make any guarantees.
Services must comply with the Credit Repair Organizations Act (CROA), meaning we must provide a written contract, a 3-day right to cancel, and can not make any guarantees.
We provide services to the entire Triangle area, including Cary, Chapel Hill, Apex, Morrisville, Wake Forest, Garner, Holly Springs, and Hillsboro.
Each plan below serves a different purpose, from simple credit report cleanup to more aggressive dispute campaigns and funding-centered strategies.
|
Plan |
Starting At |
Best For |
|
Triangle Plan |
$550 (Reg. $1,000) |
Removing negative items across all 3 bureaus |
|
Oasis Plan |
$1,560 |
Credit repair + credit-building + funding guidance up to $50K |
|
Empire Plan |
$2,560 |
Personal + business credit, LLC setup, funding up to $100K |
|
Guardian Sweep |
$3,000 |
Aggressive dispute campaigns for severe derogatory items |
|
Ascend Mentorship |
$5,000 |
1-on-1 mentorship, credit + business strategy, funding up to $150K |
|
Dynasty VIP |
$7,500 |
White-glove service for entrepreneurs scaling wealth |
Meet with us for your free credit consultation and find out your personalized plan with actionable steps.
No. Student loans that are reported correctly cannot be removed. Credit repair can help you dispute reporting on your student loans, such as incorrect balances, late marks, and/or duplicate entries. Credit repair can also assist you in developing habits that strengthen your credit profile.
Credit repair works by removing questionable items on your report. If you have a thin or empty file, building credit history typically comes first. Credit repair reviews your situation. Sometimes, clients benefit from both credit building and credit repair.
We can't promise an increase, and neither should any legit company. Credit repair companies are legally not allowed to guarantee a score increase. We promise to walk you through the dispute process and provide support as you go.
No. We work remotely within the Triangle.