SBA Loan Assistance

SBA Loan Assistance Services That Help You Secure Government-Backed Funding

Get specialized assistance with the SBA loan process from application to approval, along with a custom plan based on your business, which is our SBA funding specialists' area of expertise. We were established in Atlanta, GA, and serve clients throughout the USA.

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Strong Businesses Struggle with the SBA Process Too

We know you can relate to the following points:

  • Your business can understand why SBA loans are the perfect option for funding, but the process can be overwhelming.
  • You have started the SBA loan application process before, but have gotten lost in the application.
  • You don't understand the different SBA loan programs and how your business can qualify.
  • You have a good understanding of how to improve your business to be eligible for an SBA loan, but banks continue to deny you.
  • Banks request further financial reports that you don't know how to prepare.

What You Can Expect From SBA Loan Assistance

Our funding specialists will assist by reviewing every necessary component of your application to ensure the highest chance for approval.

  • We will assess your business and personal credit, financials, and how long you have been in business to determine your eligibility.
  • We will help you determine the program that will meet your needs and goals for working capital, purchasing real estate, your business's equipment, or a business acquisition.
  • We will prepare your application, financial statements, business plan, and projections for you, along with the required documentation.
  • We will represent you and communicate with the SBA-approved lenders to ensure you don't have to do this alone.
  • You are never blindsided. We make sure to include terms, timelines, and requirements for each step.

How SBA Loan Assistance Works with Heads Up Financials

1

Free Consultation

We will analyze your business's financial records and funding needs to see if an SBA loan is the best option.

2

Eligibility Assessment

We will look over your business and personal credit, financing, and supporting documents to figure out possible SBA program options.

3

Custom Plan & Package Match

With the information you provided in the assessment, we will match you with the best strategy to either develop your documents to be complete or apply.

4

Application & Lender Matching

The team puts together your complete SBA application package and connects you with an SBA-approved lender based on your business.

5

Fund & Support

We assist you with getting past the underwriting process to funding, and your Client Success Manager will stay in contact with your business while you're growing.

Why Clients Choose Heads Up Enterprises

Personal Guidance

We have the flexibility to customize your SBA strategy based on your business and funding goals.

Real Support, Every Step

We provide active support to our clients along the way and provide feedback on the status of your file, instead of letting it sit in underwriting and never updating you.

Beyond a Single Approval

We adopt a funding strategy that involves your long-term needs and supports your business to grow and offer personal funding of $50K+ or business funding for $100K+.

Startup and Established Business Plans

Our packages are based on the needs of your business, including SBA funding for microloans or the 7(a) loan for traditional full funding.

Experienced, Dedicated Team

A full in-house team of SBA specialists, client success reps, and a founder-led strategy team works your case, not a single overloaded agent.

Built On Integrity, Education, and Real Results

Our Mission

We help business owners by providing them with the tools and knowledge to empower them to navigate SBA funding with ease, without stress or confusion.

Our Core Values

Real results, Integrity, and Education provide the framework for each client interaction.

Founder-Led Approach

Heads Up Financials was founded by a financial educator who emphasizes clarity and simplicity, rather than the same tired methods.

Dedicated Specialist Team

We have an SBA funding strategist, client success reps, and application specialists who work on your case every day.

Compliant Process

We do business with clear terms in our contracts, and we promise never to make a claim of

Find The Right SBA Loan Journey Plan

Wherever you are in your journey with SBA funding, we have a plan. We have everything from checks for initial SBA funding eligibility to support for a full SBA funding application.

Plan

Starting At

Best For

SBA Readiness Plan

$700 (Reg. $1,200)

First-time SBA eligibility review and file preparation

Momentum SBA Plan

$1,850

Strengthening qualification and preparing a full application

Empire Plan

$2,560

Personal + business credit, LLC setup, funding up to $100K

Full Application Accelerator

$3,400

Complete application prep, documentation, and lender matching for faster approval

Ascend Mentorship

$5,000

1-on-1 mentorship, credit + business strategy, funding up to $150K

Dynasty VIP

$7,500

White-glove service for entrepreneurs scaling wealth

Multiple Business SBA plans are available for entrepreneurs seeking SBA funding for more than one business.

See All Packages

Get Your Free Custom SBA Loan Report & Plan

Determine SBA loan eligibility for your business and learn how to prepare for SBA funding approval with our custom report.

SBA Loan Assistance FAQ's

Is SBA loan assistance worth it if my business is still fairly new?

SBA loan assistance programs allow businesses to apply for funding at various developmental stages. The SBA offers some funding opportunities for newer businesses, including microloans. An eligibility assessment helps businesses identify opportunities and prescribes actions to improve the application for better qualification prospects.

How long does the SBA loan process take?

The length of the SBA loan process depends on the loan type and the lender. SBA microloans are typically faster to process, and larger loans (SBA 7(a) or 504 loans) can take a couple of months to several weeks due to underwriting and document processing.

Can you guarantee my business gets approved for an SBA loan?

No funding company can give an SBA approval guarantee, and you should avoid any that do. What we can give you is an assessment of eligibility, the preparation of your application in its entirety and with accuracy, and assistance throughout the process.

What's the difference between an SBA loan and a business line of credit?

An SBA loan is a government-backed loan and is often characterized by a lower interest rate and longer amortization, but with a lengthy and detailed application and review process. A business line of credit offers quick access to funds and a flexible continuous draw structure with less review. Many businesses utilize both at various stages of their business, and we can help determine what your business needs.