Equipment Financing

Equipment Financing Services That Keep Your Business Running and Growing

Get the essentials for your growing business without the immediate financial cost. Our financing specialists tailor solutions to help you innovate despite cash flow restraints. We are based in Atlanta, GA, with a satisfied clientele across the USA.

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Outdated or Absent Equipment Slows Your Business

We know you're looking at this page for a reason, and usually that's because:

  • Your business is in need of either newly purchased or replacement equipment, and you need to avoid an inconvenient cash payment.
  • Confusing quotes for terms you can't make sense of or where the total costs seem out of your range.
  • Can't decide if it's better to lease or finance equipment and which option will save you money over time.
  • You leased equipment in the past, or tried to, and were offered financing with a nasty surprise in the form of a large out-of-pocket down payment.
  • You want to take on more work, but you can't because the process is too slow and complicated.

What You Get With Our Equipment Financing Service

Our specialists help you secure the equipment financing structure best suited to your business needs.

  • By analyzing the time you have been in business, your business credit, and your revenue, we can help you determine the financing terms you are eligible for.
  • Depending on the equipment you need, your industry, and long-term goals, we help you with the right equipment loan or lease.
  • We help package your application to give you the best chance of getting financing.
  • Working with our industry partners, we act as your advocate. This means you don't have to coordinate with lenders and vendors individually.
  • We ensure that there are no surprises by showing you the total cost, expenses, and all end-term options.

How Equipment Financing Works with Heads Up Financials

1

Free Consultation

We determine how to finance the equipment your business needs based on your current finances.

2

Qualification Assessment

We determine your financing potential based on your credit, income, and paperwork.

3

Custom Plan & Package Match

Based on the results of the qualification assessment, we determine if your business needs more credit enhancement to qualify or if you are ready to apply.

4

Application & Lender Matching

While it is our job to complete your financing application, we match your financing to our partner lenders or leasing companies.

5

Fund and Support

Once your financing is approved and equipment is secured, we support your business's growth.

Why Clients Choose Heads Up Financials

Personal Guidance

Different businesses have equipment financing needs, and we analyze your business to provide different financing options than our competitors.

Real Support, Every Step

We keep your application moving and don't make you wait for lender updates.

Beyond a Single Approval

We understand the need for long-term strategic support; for clients who qualify, we offer personal financing of $50K+ or business financing of $100K+.

Startup & Established Business Plans

Whether your business is big or small, we are ready to provide all the financing options to help your business continue to grow.

Dedicated Specialist Team

Our in-house funding specialists and client support staff will manage your commitments personally, instead of delegating to a single overworked agent.

Integrity, Education, and Results Built Us

Our Mission

We lead our clients down a path less burdened and more confident in financially addressing and meeting their equipment needs.

Our Core Values

Our guiding principles dictate each interaction with our clients. Real results meet Integrity and Education.

Founder-Led Approach

As a financial educator, our founder embraced transparency and simplicity over the traditional lack of clarity in the industry.

Dedicated Specialist Team

We have a funding strategist and client support staff, as well as daily working funding equipment specialists.

Proprietary Process

We pride ourselves on our contracts that are clear and devoid of unrealistic approval claims.

Discover Your Next Step In Your Equipment Financing Process

There is an equipment financing solution for every step of the journey, from your first upgrades to complete fleet and facility upgrades.

Plan

Starting At

Best For

First Equipment Plan

$550 (Reg. $950)

First-time equipment financing qualification and application

Momentum Equipment Plan

$1,600

Improving qualification and financing for mid-size equipment purchases

Empire Plan

$2,560

Personal + business credit, LLC setup, funding up to $100K

Fleet Financing Accelerator

$3,100

Financing strategy and lender matching for multiple pieces of equipment

Ascend Mentorship

$5,000

1-on-1 mentorship, credit + business strategy, funding up to $150K

Dynasty VIP

$7,500

White-glove service for entrepreneurs scaling wealth

Multi-entity packages are available for owners financing equipment across multiple businesses.

See All Packages

Get Your Free Equipment Financing Custom Report & Plan

Book your free consultation to find out what equipment financing your business qualifies for and how to secure it.

Equipment Financing FAQ's

Is equipment financing worth it compared to paying cash?

For most businesses, yes. Financing preserves your cash flow for payroll, inventory, and day-to-day operations while still letting you use the equipment right away. It can also help build your business credit profile when payments are made consistently.

How long does equipment financing take to get approved?

Timelines vary by lender and equipment type. Many equipment loans or leases can be approved and funded within days to a couple of weeks, faster than traditional term loans.

Will you guarantee my business gets approved for equipment financing?

No funding company can legally guarantee approval, and you should be cautious of any that do. What we can guarantee is a thorough qualification assessment, strong application preparation, and consistent support throughout the process.

What's the difference between financing and leasing equipment?

Financing indicates a loan used to buy equipment, with ownership after the terms of the loan are met. Leasing indicates a contract to use equipment for a specific term of time, with the equipment returned at the end of the contract, with an option to purchase it. Depending on your business, we can help you decide which is the better option to meet your needs.

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