Merchant Cash Advance

Merchant Cash Advance Services That Get You Fast Access to Working Capital

Our funding experts design personalized plans to get you cash based on your business's future sales, with facilities located in Atlanta, Georgia and trusted by businesses throughout the USA.

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Slow Funding Options Don't Work When You Need Capital Now

Traditional funding methods take too long to capitalize on important business opportunities. Our clients choose us for fast funding. You may be like our other clients and:

  • Your business needs cash fast, and nothing else will do.
  • You've been turned down for a bank loan because of a short time in business or poor credit.
  • You have good sales, but there are no checks presented to the bank or assets the bank is interested in.
  • You don't know how fair the terms are on merchant cash advances, and you are not sure how it works.
  • You require working capital to cover your payroll, inventory or to cover an urgent business expense, and you cannot afford the long wait for a decision.

What You Get With Our Merchant Cash Advance Funding Offer

When your business needs fast funding based on revenues rather than credit, our funding experts help you get the money fast!

  • We underwrite the business based on sales history, payment volume, and time in business to come up with a realistic advance.
  • We connect you with funding options whose terms do not put your cash flow into distress.
  • We prepare your funding request documents.
  • We act as your advocate for funding options so you do not have to navigate confusing offers on your own.
  • The total cost of the advance, factor rates, percentages held back, and how much needs to be repaid are all detailed for the merchant cash advance funding with Heads Up Enterprises.

How Merchant Cash Advances Work with Heads Up Financials

1

Free Evaluation

We analyze your business's credit card sales along with your current and anticipated cash flow to see if you qualify for a merchant cash advance.

2

Review

We assess your bank's records to see your sales and funds deposited into your business to qualify for a merchant cash advance.

3

Custom Package

Based on your business's credit card and cash flow sales, along with the length of time your business has been in operation, we will develop a funding plan specific to your business.

4

Funder and Advance Application

We prepare all the necessary documents and merchant cash advance applications and help secure a funder offering the best terms to your business.

5

Fast Funding

We help you get funded while providing support to your business as your personal Client Success Manager on eligible support plans to help you plan your next advance after the first cash advance is repaid.

Why Clients Choose Heads Up Financials

Individual Attention

Based on your sales, we develop a merchant cash advance and personal cash funding offer.

Real Support

Unlike the industry standard where there is radio silence while your application is with a funder, you get updated on the status of every step.

Continued Funding

We fund businesses that have qualified for merchant cash advance and funding of $50,000 or more. For businesses that have qualified, funding is available for $100,000 or more.

Startup & Established Business Plans

No matter if your establishment is new or old, if you've had strong recent sales or if you need quick capital, our packages are built according to your business's current status.

Expertise and Commitment

Your case is handled by a full funding team. We do not use a singular overworked agent.

Built On Integrity, Education, and Real Results

Our Mission

Our goal is to provide the tools necessary for clients to easily access working capital at fast speeds with the peace of mind that there are no hidden fees or unfair or unethical terms.

Our Core Values

We place a high value on Integrity, Education and Results to provide quality client service.

Founder-Led Approach

As a company built by educators and focused on clarity and simplicity, we recognize that the tactics of the past do not provide the best outcomes for our clients.

Dedicated Specialist Team

We provide a funding strategist, client success reps and a dedicated funder matching specialist who show dedication to your case and work every day to serve you.

Compliant Process

Our processes are built on the foundation of transparency with clear contracts and terms and are always free from false or unethical approval guarantees.

Choose the Plan for Your MCA Journey

There is a plan for every step of the journey, for each stage of your fast capital access, from your first advance to ongoing funding that is based on revenue.

Plan

Starting At

Best For

Fast Capital Plan

$500 (Reg. $900)

First-time merchant cash advance qualification and application

Momentum Capital Plan

$1,500

Improving terms and securing a larger advance

Empire Plan

$2,560

Personal + business credit, LLC setup, funding up to $100K

Rapid Funding Accelerator

$2,800

Priority funder matching and application support for urgent capital needs

Ascend Mentorship

$5,000

1-on-1 mentorship, credit + business strategy, funding up to $150K

Dynasty VIP

$7,500

White-glove service for entrepreneurs scaling wealth

 

See All Packages

Get Your Free Merchant Cash Advance Custom Report & Plan

Book a free consultation to see how much working capital your business qualifies for and how fast you can access it.

Merchant Cash Advance FAQs

Is a merchant cash advance worth it with good credit?

Yes, generally. Merchant cash advances are underwritten quickly, based mainly on sales volume. This makes them fast for businesses who have good credit but need cash fast, despite a potentially slow underwriting process for a traditional loan.

How long does it take to get a merchant cash advance funded?

Funding can be one of the fastest methods. Funds are approved in as little as 24 hours after submission of documentation and sales history.

Will you guarantee me a specific advance amount?

No funding company is allowed to guarantee a specific amount for approvals, and you should be careful of any company that does this. What we can guarantee is an examination of your sales and honest feedback on what your business qualifies for.

What is the difference between a merchant cash advance and a business line of credit?

A merchant cash advance is quick but expensive in the long run since it is a lump sum advance repaid via a percentage of daily or weekly sales. A business line of credit is less expensive since interest is only charged based on the amount that is used, and it offers a revolving line of funding. We can examine the cash flow of your business to figure out which option is better.