Our team of credit experts will help you get a plan in Dallas-Fort Worth to meet your goals and remove negative items from all 3 credit bureaus. Serving clients throughout Dallas County, Collin County, Tarrant County and the nation.
Get StartedIf you are reading this, it is probably because you feel this way:
If you want to buy or rent in one of DFW’s hot, growing suburbs, and your credit report is the only thing standing between you and approval.
You relocated to Dallas for a position and found old collections, late payments or charge-offs are tracking you.
You have collections, repossessions or medical bills on your report that you believe are incorrect or should no longer be on your report.
You’re a self-employed professional, contractor or small business owner in DFW and your personal credit is constraining your financing choices.
You’ve tried disputing items on your own, but the process takes too long and nothing changes.
If you have negative items on your credit report, our professionals will find items that are unfair, inaccurate or unverifiable and dispute these with the credit bureaus and creditors on your behalf.
We pull your entire credit report from all three bureaus and look for errors, duplicate accounts and stale items.
We contest delinquent debts, medical collections, repossessions, and charge-offs.
We take care of you, so you don’t have to worry about letters, deadlines and phone calls around a busy work schedule.
We break down your report in plain language so you know what’s helping, what’s hurting and what’s next.
Whether it’s a home in Plano or Frisco, a car or financing a growing business – we help you work towards your goals.
We discuss your situation and goals via phone, email or video and determine what is holding your score back.
We pull your reports from the three major credit bureaus and highlight any items that are inaccurate, outdated or unverified.
We put together a plan for you based on your report, whether that’s a specific cleanup or full credit building and funding support.
Our team disputes flagged items with the bureaus and creditors and monitors each case to resolution.
Establish a positive credit history and keep in touch with your Client Success Manager (on eligible support plans).
Closing on a home, starting a new job or applying for business financing all have deadlines, and we build your strategy with your goals in mind.
Regular updates and direct contact, not silence until the process is complete.
We move beyond the deletion of negative items. We have credit-building support as part of our plans, and if you qualify, we can help you get personal funding of $50K+ or business funding of $100K+.
Applying for a mortgage or lease together? Our couple packages allow you and your partner to rebuild as a team at a lower total cost than individual plans.
Your case is handled by a full in-house team of dispute specialists, client success reps and a strategy team led by the founder, not some overworked agent.
We enable Dallas clients to take charge of their finances with the resources and knowledge to obtain funds and establish healthy financial practices, without anxiety or ambiguity.
That’s why Real Results, Integrity and Education are our Core Values that drive every client interaction.
Financials was founded by a financial educator who’s all about clarity and simplicity, not the same old tactics.
Our team includes a dispute team lead, client success reps and dedicated disputers who work on your case every day.
We are in compliance with the Credit Repair Organisations Act (CROA). We have transparent contracts, your right to cancel within 3 business days, and we never make false guarantees.
There’s a plan for every step, from targeted credit repair to support for personal and business funding.
|
Plan |
Starting At |
Best For |
|
Big D Plan |
$550 (Reg. $1,000) |
Removing negative items across all 3 bureaus |
|
Oasis Plan |
$1,560 |
Credit repair + credit-building + funding guidance up to $50K |
|
Empire Plan |
$2,560 |
Personal + business credit, LLC setup, funding up to $100K |
|
Guardian Sweep |
$3,000 |
Aggressive dispute campaigns for severe derogatory items |
|
Ascend Mentorship |
$5,000 |
1-on-1 mentorship, credit + business strategy, funding up to $150K |
|
Dynasty VIP |
$7,500 |
White-glove service for entrepreneurs scaling wealth |
Schedule your free consultation and get clear, actionable steps to repair your credit report and meet your financial objectives.
Yes, Personal credit is often used by self-employed professionals for loans, leases and financing. Cleaning up inaccurate items can strengthen your applications, and our Empire Plan includes business credit and funding support.
It helps, if you can get inaccurate negative items removed, your mortgage application can look stronger, but it’s up to your lender and your overall financial picture to decide if you get approved in the end.
If any credit repair company promises you a score, that’s illegal, and you should stay away. We can promise you a full dispute process and ongoing support.
No, our process is fully remote, so you get the same support by phone, email or video, no matter where you are in the Metroplex.