Dispute entries with all three credit bureaus. Get a plan that matches how Nashville really makes money from our team of credit experts. Serving Davidson, Williamson, Rutherford, and Wilson counties, plus clients across the country.
Get StartedIf you are reading this, it’s probably because you feel this way:
When your report has items that don’t belong, we look at each one. Make the bureaus and original creditors prove it.
We will review your income and goals and give you an idea of what repair will look like. No cost to you!
Provide us with all three of your credit reports. Circle anything you think is incorrect, outdated, or cannot be verified.
You get a recommendation based on your report, from a focused cleanup to a full rebuild with help getting money.
We file challenges and track responses. Keep pushing each case until it is fixed.
We help you add credit history and stay in touch as your Client Success Manager (on applicable support plans).
Freelance, session, and gig income doesn’t come on a schedule, so we help you build habits that work during those times.
You will hear from us often with real answers instead of automated messages.
Our plans include credit building, and qualifying clients can get help getting funding of $50K or more or business funding of $100K, a good fit for independent artists, producers, and small business owners who want to set up as a real company.
Sharing a lease, buying together, or building a project as partners? Our couple packages let you work on your credit at the same time for less than two individual plans.
Dispute specialists, client success reps and a founder-led strategy group all work on your case.
We want Nashville clients to feel in control of their money with clear guidance replacing confusion and stress.
Results, honesty, and education shape how we treat every client.
Heads Up Enterprises was started by an educator who believes credit help should be clear, simple, and honest.
Dispute leads, client success reps, and dedicated disputers work on files like yours every day.
We follow the Credit Repair Organizations Act (CROA): written contracts, a 3-business-day right to cancel, and no promises we can’t legally make.
We serve clients across Middle Tennessee, including Franklin, Murfreesboro, Brentwood, Hendersonville, Gallatin, Smyrna, Lebanon, and Mount Juliet, as well as clients nationwide.
Each plan below suits a different starting point, from straightforward cleanup to funding-focused strategy.
|
Plan |
Starting At |
Best For |
|
Music City Plan |
$550 (Reg. $1,000) |
Removing negative items across all 3 bureaus |
|
Oasis Plan |
$1,560 |
Credit repair + credit-building + funding guidance up to $50K |
|
Empire Plan |
$2,560 |
Personal + business credit, LLC setup, funding up to $100K |
|
Guardian Sweep |
$3,000 |
Aggressive dispute campaigns for severe derogatory items |
|
Ascend Mentorship |
$5,000 |
1-on-1 mentorship, credit + business strategy, funding up to $150K |
|
Dynasty VIP |
$7,500 |
White-glove service for entrepreneurs scaling wealth |
Set up a meeting and walk away with a personalized plan and clear next steps toward your goals.
Yes, with goals. Late payments that are correctly reported can’t be removed because of the situation. Many reports also have mistakes, repeated entries, or items that can’t be verified and are worth challenging. We look at your FAQs. Tell you honestly what is and isn’t possible, and then help you create a payment routine that works with irregular income.
Our Empire Plan includes business credit, setting up an LLC, and help with funding so your work can eventually get financing, on its own, depending on your personal credit.
No. No real company can. Federal law stops credit repair companies from promising results. We promise a dispute process and ongoing support.
No. Everything is done by phone, email, or video, so it fits around studio times, tours, and shifts.